Vocabulary consisting only from characters you are able to read
年金
ねんきん
annuity, pensionmix
下る
くだる
(1)to descend, to go down, to come down, (2)to be handed down (of an order, judgment, etc.), (3)to pass (of time), (4)to surrender, to capitulate, (5)(often in neg. form) to be less than, to be i godan, jlpt3, verb, vintrans
やる気
やるき
willingness (e.g. to do something)/eagerness/motivation/inspiration/determination/high aspirationsjlpt3