Vocabulary consisting only from characters you are able to read
年金
ねんきん
annuity, pensionmix
中
なか
inside, middle, amongjlpt5
下る
くだる
(1)to descend, to go down, to come down, (2)to be handed down (of an order, judgment, etc.), (3)to pass (of time), (4)to surrender, to capitulate, (5)(often in neg. form) to be less than, to be i godan, jlpt3, verb, vintrans